The integrated System for the Calculation and Management of Credit Risk is customized to each customer’s needs and offers:
a series of different models of Credit Risk evaluation,
the functions requested by the New Basel Directive and the EU for the evaluation of Credit Risk,
full documentation for the models’ high prediction power,
the essential infrastructure for the Credit Departments operation,
the minimum possible engagement of IT departments for the System installation within the company’s technological environment,
direct update of the System with financial, commercial, sector and transaction conduct data,
minimization of the development and maintenance cost that such a Credit Risk System entails,
saving of resources for the collection and process of information,
decrease in the time needed to handle loan requests.
This particular System, also, provides the essential infrastructure to record historical data and the possibility of customization according to clients’ special needs. At the same time, it has the potential to incorporate reports (Reporting – MIS) for the information of the top management on issues related to the undertaken risk and its effect on the company’s liquidity.