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The importance of Credit Information in decision making
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The knowledge of a company’s payment behavior has gained distinction as one of the most important and  dynamic criteria in estimating a company’s probability of default.


However, the value of that knowledge extends beyond that:


It constitutes a significant element in the process of credit policy design, as transaction behavior data reflect the most recent snapshot of customers’ credit profile in contrast with their financial data. In addition, information of their total credit exposure in the market contributes to the more accurate determination of credit limit and terms.

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