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Gertjan Kaart
President of FEBIS, Owner Kaart Company and Partner Dataprovider

Gertjan Kaart has over 25 years of experience in Business Information. As a student of the University of Amsterdam (Economics), he worked part-time for Graydon Netherlands (Credit Management Services). He studied at the California State University at Los Angeles for one year before he returned to Graydon to make a career. After a short break, working for a different company, he joined the Managing Board of Graydon and was responsible for the Information and Collection business units. In 2008 he became Managing Director. In July 2012, Gertjan left the company to build his own business in Information.
Kaart Company develops innovative information strategies for large corporations that want to get more value out of data and customers. Also it invests in new business opportunities and is involved in start-ups in the Credit and Information industry.
Gertjan Kaart has been involved in many international organizations. Currently he is President of the Federation of Business Information Services, that represents the majority of the international Business Information Industry. FEBIS has more than 70 members among which are D&B, ICAP and Experian.


Christos Gortsos
Secretary General of the Hellenic Bank Association

Dr. Christos Gortsos is Professor of International Economic Law at the Panteion University of Athens, as well as Visiting Professor at the Law School of the National and Kapodistrian University of Athens, the University of Piraeus (Department of International and European Studies), and the European Institute of the University of Saarland. He is teaching International and European monetary and financial Law, Greek public financial law, as well as economic analysis of law, fields in which he has also published extensively, in Greece and internationally. His most recent books: "Introduction to EMU Law” (in Greek Language) was published in 2014 by Nomiki Bibliothiki, Athens, and "Fundamentals of Public International Financial Law" (in English language) was published in 2012 by the Nomos Verlagsgesellshaft, Baden-Baden.
Professor Gortsos studied law, economics and finance at the Universities of Athens and Zürich, at the Wharton Business School (University of Pennsylvania), and at the Graduate Institute of International Studies of the University of Geneva, where he was awarded his PhD on International Banking Regulation (1996). During the period 1996-1998 he worked as Research Assistant at the International Center for Monetary and Banking Studies of the University of Geneva.
Professor Gortsos is a Member of the Monetary Committee of the International Law Association (MoComILA, since 2005), a Member of the Management Committee of the European Center of Economic and Financial Law (ECEFIL, since 2010), a Member of the European Group of Public Law (EGPL, since 2012), while also closely working with the European Public Law Organisation (EPLO), and a Member of the Academic Board of the Hellenic Foundation for European and Foreign Policy (ELIAMEP, since 2013).

Apart from his academic career, Professor Gortsos, a Member of the Athens Bar Association (admitted to the Supreme Court), is since July 2000 the Secretary General of the Hellenic Bank Association. In this capacity he currently serves, among others, as:
-  Chairman of the Board of Directors of the Banking and Investment Services Ombudsman,
-  Vice-Chairman of the Board of Directors of the Hellenic Deposit and Investment Guarantee Fund, and
-  Member of the Board of Directors of the Greek Automated Payments Clearinghouse (DIAS Interbanking Systems S.A.).

Andreas Kalenteridis
Associate Director, Moody’s Analytics, UK.

Andreas is a Credit Risk Product Specialist for Moody’s Analytics. He joined Moody’s KMV in 2006 in a client support role and in 2007 joined the company’s training team. He delivered training across the full range of the company’s credit risk products and he specializes in the methodology of calculating default probabilities, the risk measurement and valuation of credit instruments and portfolios and in economic capital calculation and allocation.

Prior to joining Moody’s KMV, Andreas was working as an Account Officer at the Leasing Department of ASPIS BANK in Athens, Greece, where he was also responsible for the implementation of the Basel II framework for the measurement and management of credit risk.

Andreas holds a BSc in Mathematics and Finance from the University of Essex, an MSC in Finance and an MPhil in Value at Risk from Leicester University. He is a certified Derivatives Trader by the Athens Derivatives Exchange and in addition to English he speaks Greek and French.

Elias Lekkos,
Chief Economist, Group of Peiraios Bank

Dr. Lekkos is the Group Chief Economist with Piraeus Bank, one of the largest banks in Greece. He is also a member of the Board of European Reliance Asset Management, the Council of Economic Advisors of the Hellenic Bank Association and the Foundation of Economic and Industrial Research. As Chief Economist with Piraeus Bank, he leads the division which reports on developments in the Greek and global economy with an emphasis on the countries of South East Europe. He also monitors the Greek economy and its banking system as well as the G7 economies with a particular focus on developments in fixed income and foreign exchange markets. Before joining Piraeus Bank he was the Senior Economist at Eurobank-EFG, while he also held positions with the Bank of England, HBOS-Treasury Services and Standard and Poor’s. Dr. Lekkos holds a Bachelor's degree in Economics from Athens University of Economics and Business, an MSc in Economics and Finance from Warwick University and a PhD in Finance from Lancaster University. His research has been published in a number of academic journals.



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